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Card Payments Surcharging

29th December 2017 ACS

Get Ready For Ban on Card Payments Surcharging. 

ACS is advising members to prepare for new rules that will stop them from charging customers to use credit or debit cards in store. Current EU rules prohibit businesses from charging customers more than the costs of offering card payments, but will now go further by banning surcharging completely, so retailers have to offer the same price regardless of the means of payment.
ACS' latest Voice of Local Shops survey shows that about 13% of retailers currently surcharge for card payments, and from 13 January 2018 this will no longer be legal. Retailers who do surcharge need to change their policies by this time. It will remain legal to have a minimum spend for card transactions (33% of retailers currently adopt this policy) or to not accept card payments (as is the case for 8% of convenience stores).


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